Whether it’s Facebook, your email account, instagram, your checking account, or online shopping accounts, you should probably set up a two-factor authentication for your log in.
What is two-factor authentication?
Basically, it’s adding a layer of security two getting into your account. So, if someone tries to log in to your email account, you’re going to get a text message or have a secondary code that you have to enter into the site before it lets a stranger in. When you log in to facebook, you have to check your email or enter in a code from some other device to verify that you are, in fact, you.
Why would someone hack my Facebook account?
You have a LOT of personal information on Facebook. Also, your friends have a lot of personal information on facebook (ever gotten one of those mysterious friend requests from someone you were already friends with?). Even if you don’t spend money on ads or other digital products on facebook, the information stored on social media sites is valuable (don’t believe me? Facebook is currently valued as a $500 billion company. Trust me. Your information is VERY valuable).
Is it inconvenient?
A little. My husband and I have a joint checking account and whenever I want to log in the text message with the code goes to his phone. Ugh. But it’s a lot better than having my identity and money stolen.
Is it really hack proof?
No. You should still practice good internet safety habits (I’ll share some of these later, but you’ll get a long way by closing your browsers when you’re done using them, using “incognito” or “private” browser windows when you’re doing financial transactions, and never ever ever use public wi-fi – I don’t care if it’s free!). But two-factor authentication is a good first line of defense.
So, go set that up. Right now.
(Also, try not to use the same password for all your accounts)
On the Banks 